What is contractors’ all-risk insurance, and who needs it?
Contractors’ all-risk insurance – often called CAR insurance – is a policy that protects a wide range of construction elements, from materials on the site, tools and equipment, …
How does fleet insurance work?
Instead of juggling several separate policies for your company’s vehicles, you could obtain fleet insurance, which streamlines the entire process and keeps everything under one roof. …
Is your fleet winter ready?
Think about winter and you probably picture dark days, spiralling energy bills and the madness of the busy Christmas period. We’ll bet what rarely springs to …
A contractor’s guide to managing risk on site
Construction sites are unpredictable. One moment, everything is running smoothly, the next, a sudden storm, a dropped beam, or a piece of machinery gone rogue can …
Essential insurance checklist for building and construction
When it comes to construction, things rarely go completely to plan. Unforeseen complications, bad weather, supply issues, sudden changes in regulations, the list goes on – …
Why you need income protection insurance
What would happen if illness or injury prevented you from earning? Could you survive on statutory sick pay? With research from the Mental Health Foundation highlighting …
Benefits of an insurance broker
Let’s face it – there’s never enough time in the day. If you’re already struggling to keep up with your 9-5, finding a window to sort …
Property insurance – what affects how much you pay?
Everyone loves a bargain. In fact, research commissioned through PayPal suggests that some 70% of Brits will spend hours looking for reduced rates and discounts just …
Underinsurance – know the risks!
Of the 4.3 million small to medium enterprises (SMEs) currently operating in the UK, a whopping 80% are estimated to be underinsured. It’s a shocking statistic. …
What is high net worth insurance – and do you need it?
Think about high net worth insurance and you might envisage an A-list celeb, an elite footballer or a high-flying entrepreneur, but this isn’t cover exclusively for …
Single option vs double option agreement: What’s the difference?
One of the most effective and efficient ways to set up business protection like shareholder protection insurance, is to place it in a business trust. Placing …
Essential business protection you need to invest in
Planning for the future is a key part of business success, but it’s not just about forecasting profits, designing new products, or entering new markets. As …
The consequences of not having business insurance
Businesses face challenges and threats everyday from multiple places. Whether it’s injury or illness, damage or loss of equipment, theft, or even business disruption from completely …