News

Industry News from the world of Insurance & Finance together with interesting articles and information to help your ensure you are fully protected and lots lots more......

  • How Your Home Insurance Can Become Invalid

    How Your Home Insurance Can Become Invalid

    Home insurance helps to cover you for everything you hold dear. With, quite literally, your whole life being packed into your home, you need to ensure it is somehow protected. However, there are of course contingencies in which your home read more

    23 August 2018


  • What to Watch Out for With Pet Insurance

    What to Watch Out for With Pet Insurance

    It is common knowledge that an animal shouldn’t really have no pet insurance . Nowadays there aremany different pet insurance policiesyou can use to cover your household animal. With numerous cover levels to choosefrom, it is always read more

    22 August 2018


  • What Does Commercial Property Insurance Not Cover?

    What Does Commercial Property Insurance Not Cover?

    What Is Commercial Property Insurance? Commercial Property Insurance is cover that can prove extremely important to the owner and management staff of any business that has its own premises properties or land and uses it for profit or to read more

    7 August 2018


  • What Is Fleet Insurance?

    What Is Fleet Insurance?

    If your company uses a number of vehicles to deliver goods or services, you should certainly consider obtaining Motor Fleet Insurance . Naturally, it is possible to insure each individual car, van or lorry separately, but this can lead to more read more

    26 July 2018


  • What Does Commercial Property Insurance Not Cover?

    What Does Commercial Property Insurance Not Cover?

    What Is Commercial Property Insurance? Commercial Property Insurance is cover that can prove extremely important to the owner and management staff of any business that has its own premises properties or land and uses it for profit or to further read more

    20 July 2018


  • What Types of Insurance Does my Business Need?

    What Types of Insurance Does my Business Need?

    The months leading up to the launch of your new company are always exceptionally exciting, and also quite fraught. If it’s the first time you’ve ever started a business, it can be difficult to work out what to do next or whether read more

    15 June 2018


  • What is Corporate Liability Insurance?

    What is Corporate Liability Insurance?

    If you run your own company, it may have been recommended to you that you should look into corporate liability insurance as a matter of priority. Naturally, it’s important to ensure that your business, its management and its employees are read more

    13 June 2018


  • What's the Difference Between Liability Insurance and Property Insurance?

    What's the Difference Between Liability Insurance and Property Insurance?

    There are a number of different types of cover that you need to purchase if you run a small or large business, and the purposes of each can be quite difficult to understand. Do you really need one if you have the other? Are there some that better read more

    1 June 2018


  • What Is Employer’s Liability Insurance?

    What Is Employer’s Liability Insurance?

    Is your business legally covered for any incident or issue that may arise? Without taking a close look at every kind of commercial and corporate insurance policy available, it’s often hard to know - unexpected problems can rear up their heads read more

    23 May 2018


  • Protecting Employees: Workers’ Compensation vs. Health Insurance

    Protecting Employees: Workers’ Compensation vs. Health Insurance

    If you are in the process of starting a business, you will probably want to find out the best way in which you can protect the health and physical wellbeing of your employees. Investing in your workers is extremely worthwhile - after all, they read more

    18 May 2018


  • Things You Need To Know About Commercial Property Insurance 

    Things You Need To Know About Commercial Property Insurance 

    Whatever premises your company works from or within - with the only exception being that you are an individual working from home - it’s extremely important that you consider obtaining commercial property insurance. Because it is not a read more

    18 May 2018


  • Countdown to GDPR

    Countdown to GDPR

    The countdown has begun to the European General Data Protection Regulation (GDPR) . Coming into force from 25 May 2018, this major piece of legislation establishes a new legal framework for the management of personal data. Significant work read more

    19 April 2018


  • What is Cyber Liability Insurance?

    What is Cyber Liability Insurance?

    These days the majority of businesses, no matter how big or small they are, rely heavily on the digital world, the internet and computer software all of which are open to hacking and viruses which could breach their security and steal important, read more

    1 March 2018


  • How Does Key Man Insurance Work?

    How Does Key Man Insurance Work?

    Key Man Insurance is a form of commercial insurance which protects firms against the loss of an employee who would be considered as a vital cog in the business and is, therefore, key to its success. Also known as Key Person Insurance , in the read more

    21 February 2018


  • Why Do I Need Commercial Building Insurance?

    Why Do I Need Commercial Building Insurance?

    If you run a business out of any type of property, it is highly recommended that you take out a commercial building insurance policy. This is not actually a legal requirement, so you don't actually “need” this type of cover from read more

    19 December 2017


  • We Answer Your Questions On Vehicle Fleet Insurance

    We Answer Your Questions On Vehicle Fleet Insurance

    Insurance can be a tough world to navigate, particularly if you’re looking to cover multiple assets with a number of third-party caretakers or operators. When it comes to vehicle fleet insurance questions answered before you decide on a read more

    19 December 2017


  • Merry Christmas

    Merry Christmas

    We would like to wish all our customers a very Happy Christmas and healthy and prosperous New year. read more

    11 December 2017


  • We answer your questions on employee liability insurance

    We answer your questions on employee liability insurance

    This is one of the most common and vital policy types that you will require if you run a business that regularly depends on staff members to function. Due to the wide variety of businesses of this kind that exist - as well of the myriad of read more

    31 October 2017


  • Autumn Newsletter 2017 Please click the the button below to access the newsletter rigby_2017_autumn_newsletter.pdf read more

    12 October 2017


  • What is commercial building insurance?

    What is commercial building insurance?

    The world of insurance can be rather a minefield - simply because there are just so many types of insurance available. There is a policy for almost anything you can imagine, and because the world of business is so intricate, widespread and read more

    5 October 2017


  • How to choose the right business insurance brokers for your company

    How to choose the right business insurance brokers for your company

    We all know that business insurance is a must, though seeking out the very best providers and policies for your particular company can be pretty time consuming. This is why many people choose to go through an insurance broker. A good broker can read more

    5 October 2017


  • Risk of Flooding

    Risk of Flooding

    Recent flooding events in the UK have occurred with little warning, causing financial disruption and inconvenience to landlords, property investors and developers. The heavy rain of the last few months has led to parts of the UK being read more

    27 September 2017


  • Are you securing your future? Types of pension you need to know about.

    Are you securing your future? Types of pension you need to know about.

    In times of financial and political uncertainty, it is vitally important to know that your money is secure, and that your plans for the future are watertight. Pension schemes are one of the most popular ways of ensuring that you have funds read more

    11 August 2017


  • Do I Need Landlord Insurance? What You Need to Know!

    Do I Need Landlord Insurance? What You Need to Know!

    Landlord insurance is not mandatory. However, as with any kind of insurance, it is highly recommended. If you plan on taking tenants into a property that you own, anything is possible -from breakages to theft to acts of god – and it is read more

    25 July 2017


  • How might the Tory-DUP deal affect your personal finances

    How might the Tory-DUP deal affect your personal finances

    We as a country are entering further into uncharted waters. Following the controversial Brexit vote in June of last year in which the UK voted to leave the European Union, the country has witnessed yet further shock and awe when a snap-election read more

    13 July 2017


  • Brexit and its potential impact on the insurance industry

    Brexit and its potential impact on the insurance industry

    Controversy abounds in the world of politics nowadays. Not only are our leaders still in the process of negotiating their way through the early days of a minority government – an arrangement that has historically proven considerably shaky read more

    3 July 2017


  • Player Sponsorship Saints RLFC

    Player Sponsorship Saints RLFC

    Rigby Financial are proud to sponsor Zeb Taia for 2017/18 season Born in Auburn, New South Wales ,Taia played his junior football for the Enfield Federals and the St Clair Comets before being signed by the Parramatta Eels . He played for read more

    27 March 2017


  • Insurance Premiums set to Increase due to changes in the Ogden (Discount) Rate

    Insurance Premiums set to Increase due to changes in the Ogden (Discount) Rate

    The new rate will be effective 20 March 2017. The Lord Chancellor and Justice Secretary, Liz Truss, has cut the discount rate - also known as the Ogden rate - from 2.5% to minus 0.75% effective 20 March 2017. The rate is used by courts when read more

    1 March 2017


  • New rules on Child Car Seats

    New rules on Child Car Seats

    New booster seat rules risk leaving parents confused and open to fines, according to experts Click her to Read full article here read more

    9 February 2017


  • Autumn Statement 2016

    Autumn Statement 2016

    Chancellor Philip Hammond has delivered his Autumn Statement 2016, which is the first major review of government finances since the EU Referendum. Get our take on how this will affect your finances...... autumn_statement_2016.pdf read more

    24 November 2016


  • Marsh look to acquire Bluefin

    Marsh look to acquire Bluefin

    Axa and Marsh are in detailed talks about a deal valuing Bluefin at about £300m, according to Sky News Click Here to read the full Sky News Article read more

    25 October 2016


  • Summer Driving - Risk Management

    Summer Driving - Risk Management

    Summer driving brings unique driving challenges: more vehicles on the road, more children playing outside, more tractors, cyclists and motorbikes. Journey times are longer and traffic jams more likely. Attached is a guide which has been produced read more

    4 July 2016


  • The Budget 2016

    The Budget 2016

    Further to yesterdays budget delivered by the Chancellor of the Exchequer George Osborne, find out how this effects you and your business......... Read our take on the changes ........... budget 2016 - key changes .pdf read more

    17 March 2016


  • Looking after your employees

    Looking after your employees

    Employers Liability might be mandatory, but it’s a topic that is so much more than just something businesses need to buy. Keeping employees healthy and safe is vital to every business. It can be done in 5 easy steps… Here’s read more

    9 February 2016


  • Don't get caught out - get professional advice!

    Don't get caught out - get professional advice!

    A recent report by the BBC reported that 1 in 5 home insurance claims are rejected. If there was ever a greater reason to use an professional adviser to ensure your cover is adequate for your needs and on the correct basis please give us a call read more

    27 January 2016


  • Rigby Financial announce Lama Tasi Sponsorship

    Rigby Financial announce Lama Tasi Sponsorship

    Rigby Financial are delighted to announce our sponsorship of St Helens rugby star Lama Tasi for 2016. The 6ft 2in, 16-stone Samoan international looks set to light up Langtree Park after being confirmed as one of Saints’ new signings read more

    26 January 2016


  • Turning 40? Why it's time to start thinking about life insurance

    Turning 40? Why it's time to start thinking about life insurance

    Nobody wants to think about life after they’re gone, but it’s a reality we must all face. We’re not around forever. As we age and move into our fifth decade, it’s only natural to want to put measures in place that will read more

    22 January 2016


  • Planning Your Retirement

    Planning Your Retirement

    If there’s one thing everyone looks forward to during his or her later working life, it’s having enough money to retire. Maybe you’re planning to travel the world? Perhaps you’ve set your sights on racing rally cars or read more

    22 January 2016


  • Christmas Sponsorship

    Christmas Sponsorship

    As part of our sponsorship programme this year we have again sponsored the decoration of All Saints, Rainford Christmas Tree & Lych Gate. This year the church held its bi annual Christmas Tree Festival raising vital monies for the charity read more

    15 December 2015


  • Private Medical Insurance - Why It's So Important

    Private Medical Insurance - Why It's So Important

    Your health and wellbeing is something that you can’t put a price on. Nowadays, you can’t afford not to have private medical care. There’s a whole number of reasons why private medical insurance is such a worthwhile read more

    11 December 2015


  • Flood Damage - Useful tips for policyholders

    Flood Damage - Useful tips for policyholders

    The nightmare before Christmas began with the arrival of Storm Desmond last week for many people in Northern England, which left more than 2,000 homes and businesses flooded, and a flood damage bill which is expected to run into the millions. read more

    9 December 2015


  • Going On Holiday? Why Travel Insurance Is So Essential...

    Going On Holiday? Why Travel Insurance Is So Essential...

    Travel insurance is a must if you're planning a holiday abroad. This applies to all trips, whether you're planning an all-inclusive holiday to Spain or skiing in France. Like most insurance policies, it's a service you hope you will read more

    3 December 2015


  • Children in Need - doing our bit!
  • Remember Remember the 5th of November

    Remember Remember the 5th of November

    As the winter fast approaches and the nights are closing in, it’s that time when we all celebrate another season with Guy Fawkes night. We’ve highlighted a few areas that will help to keep you and your customers safe during these read more

    4 November 2015


  • They only went and did it!

    They only went and did it!

    Well done to all involved - what a fantastic effort! A team of 38 climbers have not only climbed Mt Kilimanjaro in 6 days instead of the more usual 9 days but have also played the World’s Highest game of rugby to raise funds for and read more

    27 October 2015


  • Supporting The Steve Prescott Foundation - Spectrum Kilimanjaro Challenge 2015

    Supporting The Steve Prescott Foundation - Spectrum Kilimanjaro Challenge 2015

    Rigby Financial is proud to support The Spectrum Kilimanjaro Challenge 2015. The challenge to climb Mount Kilimanjaro and play the world’s highest game of rugby will start next month to raise funds and awareness of the Steve Prescott read more

    12 October 2015


  • Underinsurance - What does this means for you?

    Underinsurance - What does this means for you?

    To help clients understand the importance of having the right amount of insurance and what the implications are if they don’t, Aviva have produced a quick guide to Underinsurance in the commercial market. The guide, explains what the read more

    12 October 2015


  • Smoking in Cars Ban when carrying under 18's

    Smoking in Cars Ban when carrying under 18's

    Motorists and passengers in England and Wales will be breaking the law from tomorrow if they smoke in a vehicle carrying a person under 18. From 1 October 2015, they face fixed penalty of £50 – with drivers at risk of being fined twice read more

    30 September 2015


  • Bid for RSA falls through

    Bid for RSA falls through

    RSA Insurance Group has fallen more than 20% this morning after Zurich withdrew its bid for the company. In a stock market announcement this morning, Zurich Insurance Group said the decision to terminate discussions was based on its own poor read more

    21 September 2015


  • Insurance Premium Tax Increase

    Insurance Premium Tax Increase

    The UK Government announced on 8 July 2015 that they’ll be increasing the standard rate of Insurance Premium Tax (IPT). From the 1 November 2015, IPT will be increased from 6% to 9.5% for all new business, renewals and additional premiums read more

    8 September 2015


  • A Guide to Intruder Alarms

    A Guide to Intruder Alarms

    In January 2015, BT Redcare* became one of the latest companies to receive Loss Prevention Council Board approval to LPS 1277. The LPS 1277 approval scheme brings together the various alarm transmission system (ATS) requirements relevant to the read more

    4 August 2015


  • 38 People charged for 'CRASH for CASH' Insurance fraud

    38 People charged for 'CRASH for CASH' Insurance fraud

    The investigation, a joint operation between Cumbria Constabulary and the Insurance Fraud Bureau (IFB), has seen detectives investigate numerous people for conspiring to defraud motor insurance companies for collisions that allegedly occurred in read more

    31 July 2015


  • FCA to give consumers access to complaints data

    FCA to give consumers access to complaints data

    The Financial Conduct Authority have published new rules which will allow consumers access to data on complaints made to financial services companies. Firms will be required to report all complaints to the FCA, which will publish the data and read more

    24 July 2015


  • Increase your Risk Management

    Increase your Risk Management

    Summer is now in full swing and protecting your business is just as important now as any other time of year. From arson to sunburn and drug driving to driver distractions – summer presents new risks that require careful consideration. Aviva read more

    21 July 2015


  • Employers Liability - A brief guide

    Employers Liability - A brief guide

    Most employers are required by the law to insure against liability for injury or disease to their employees arising out of their employment. The guide below published by the Health & Safety Executive is intended to help you to understand what is read more

    21 July 2015


  • Spring Newsletter

    Spring Newsletter

    Read our Spring News letter - Pension Revolution and the benefits of NISAs and how to boost savings and investments, plus lots more...... moneyworks_-_spring_2015.pdf read more

    14 July 2015


  • Slip & trip accidents cause surge in Liability Fraud

    Slip & trip accidents cause surge in Liability Fraud

    The number of insurance liability frauds -including so-called 'slip and trip' accidents - jumped by 75% last year,according to industry figures. To read the full article click below Article on 'Slip and trip' accidents Source: BBC read more

    14 July 2015


  • Budget 2015

    Budget 2015

    George Osborne delivered his seventh Budget on Wednesday 8 July 2015. As predicted the main change affecting the pensions industry is a reduction in the annual allowance for those with high incomes. However, a potentially greater impact read more

    9 July 2015


  • Cyber Crime - A real risk to Businesses

    Cyber Crime - A real risk to Businesses

    Cyber Risk Modern businesses rely heavily on computer software and the internet when dealing with digital data and they are becoming increasingly aware of the cyber risk exposure faced by their organisations . There has been a spate of read more

    8 July 2015


  • First Time Buyer Mortgages

    First Time Buyer Mortgages

    The number of first time buyer products available is continuing to increase, while mortgage rates are at their lowest levels in three years, according to research by MoneySuperMarket. The number of overall mortgage products available to read more

    1 June 2015


  • Protecting Key People in your organisation

    Protecting Key People in your organisation

    Allianz research shows that only 34% of small and medium business leaders are aware of what cover Directors & Officers Insurance provides, with more than half of business leaders - SME and Mid Corporate - stating that they did not realise read more

    18 May 2015


  • Insurers to accept Dashcam Footage

    Insurers to accept Dashcam Footage

    Most UK insurance companies will now accept dashboard camera footage in disputed claims - but few will offer a discount on premiums for using one. These "dashcams" are small, forward-facing cameras that film a driver's view of the road. When read more

    11 May 2015


  • Top tips to prevent escape of water incidents

    Top tips to prevent escape of water incidents

    There has been a large upsurge in escape of water claims, but a Zurich study has found that more than 60% of these could have been mitigated or prevented Escape of water is now a bigger risk for insurers than fire or burglary, with newer read more

    29 March 2015


  • Your Paper Driving Licence will soon be a thing of the past!

    Your Paper Driving Licence will soon be a thing of the past!

    Do you know where the paper part of your driving licence is? Well, as of June (2015) this year it won’t matter. Last July, the DVLA announced they’d be scrapping the paper counterpart licence as they move towards digitising read more

    9 March 2015


  • One in 10 small businesses without insurance

    One in 10 small businesses without insurance

    One in 10 small and medium businesses in the UK have no insurance cover and two thirds have no business interruption insurance cover, leaving them vulnerable to incidents that disrupt their business, according to a new study. A survey of read more

    31 October 2014