With over a quarter of the British population committing to New Year’s resolutions, January is a great time for thinking about the future, setting new goals and making improvements.
It’s also a great time to take stock of your insurance policies and personal finances.
Much can change over the course of a year – perhaps you’ve got married, had kids, bought a new house, or expanded the business? Or maybe you got lucky with your Christmas gifts and now need a new watch or jewellery added to the home insurance?
Whatever the reason, one thing is clear – life is constantly changing, and it’s important your insurance cover and financial planning reflect this.
And whilst we understand that announcing plans to get all your insurance and finances organised doesn’t sound like the most exciting resolution – we guarantee, it’s one you’ll be glad you made. Even better, it can actually help you stick to other promises too!
To find out more keep reading, or to kick 2025 off to a positive start right now, contact the team at Rigby Financial.
Top New Year’s resolutions
According to data from YouGov, some of the most popular resolutions for 2025 include:
#1 – Save money
Save more, spend less! After the expense of Christmas, this is always a favourite. Trouble is, it’s easier said than done.
Forget cutting back on takeaway coffees. A simple way to make sure you don’t spend more than you need to in 2025 is to check your insurance policies are up-to-date and accurately reflect the cover you need. That way, you’re only paying for what you require and will be fully protected should you need to make a claim – ensuring you don’t get left out of pocket!
#2 – Enhance wellbeing
Do you worry about what the future holds? Are you kept awake at night with panicked thoughts about how your business would continue if something happened to one of your key partners?
Whilst you can’t predict the future, you can prepare for it. And with the right policies and planning in place you can rest easy knowing that, if the worst should happen, you’re protected.
#3 – Improve financial management
How about making a start on that retirement planning you keep putting off?
It’s not just the here and now that’s a concern when it comes to money matters, it’s important to plan for the future too. Which is why making savvy choices and setting things in place NOW is also a top resolution.
Organise your finances properly and not only are you better placed for everyday living but you’ll be taking important steps to safeguard your future too.
#4 – Spend more time with family and friends
Finding that elusive work-life balance can be tough. So surely there can be no better resolution than to spend more quality time with family and friends?
Good to know then, that spending a little time sorting out your personal and business affairs now can free up time in the long run.
Use the right brokers and financial advisors – like the team here at Rigby Financial – and we’ll do the hard work for you. Searching out the best policies, so you can relax knowing you’re being well looked after. You’ll be prompted with a timely reminder when policies are due to lapse and in the event you need to claim, we’ll even push things through on your behalf, taking the time and hassle off your hands.
#5 – Be happier
With more peace of mind, more time to spend doing the things you love, and more financial security – what’s not to smile about?
The only downside we can see is that with everything in order, you’ll have more time and money to commit to other resolutions, like finally using that gym membership (but don’t worry, we won’t tell anyone if you don’t!).
Get set for success in 2025
All this potential from one simple resolution – we told you it was a good one!
Get in touch with the experienced team at Rigby Financial today and we’ll gladly take a look at things with you, helping to make sure you’re best placed for a successful 2025.
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