Motor Trade Insurance

Whats available

Policy premiums and the types of cover

Your policy premiums and the types of cover you receive will depend on a number of specific matters that are often unique to individual motor trade businesses, so it’s vital to discuss anything and everything relevant with your insurance broker. First and foremost, it’s a very good idea not only to take note of the types of vehicle you usually work with, but also any other makes and models you may be interested in expanding into for future reference, in case there is the opportunity to retain the same policy through any future periods of change instead of having to look into a whole new arrangement. Your insurer may also need to take into account the area in which your premises are situated and the security features that have been applied both to the location and the vehicles you trade in. There are a great many different criteria that go into your policy and affect your premiums, so being as transparent and forthcoming with your insurance broker as possible is definitely worth it.

You may also find it worth your while to review your site and staff’s security and performance standards before you apply for motor trade car insurance, as the better those standards are, the easier to attain – and potentially more affordable – your policy will be.

Our motor trade insurance policies are tailor-made and include a wide range of benefits to suit the needs of yourself and your company, including:

• Cover for full and part-time traders.
• Affordable policies for traders with premises.
• Instant documents, including your Certificate of Motor Insurance.
• Monthly direct debit.
• Easy MID access.