Please find below our Terms of Business in respect of general insurance business. 

Consumer Terms of Business

Commercial Terms of Business


Definitions                                                                                                                                                                                                                              With Reference to Consumers in this agreement is based on the Financial Conduct Authority regulation which states: A Consumer is a policyholder or prospective policy holder who is an individual who is acting for purposes outside his trade, profession or business. 

All other clients are regarded as Commercial customers