• 44% reduction in premium
  • Identical cover maintained
  • Huge saving of over £12,500 for the client

The issue

A commercial client with a fleet of nine vehicles approached our team after receiving annual renewal terms from their current provider, NFU.

The quoted premium was steep, prompting them to explore alternative options.

The challenge

The renewal premium quoted by NFU was an eye-watering £28,565.

While the client had made several previous claims and expected some increase, the sharp rise in cost still came as an unwelcome surprise.

Keen to explore if better value could be achieved without compromising cover, they contacted our team – and we didn’t disappoint!

The result

We carried out a full market review, engaging with a range of leading fleet insurers. Through detailed risk assessment and strategic negotiation, we secured alternative terms on a like-for-like basis, ensuring there was no reduction in cover or protection.

The client’s new premium came in at £15,968, delivering a massive saving of £12,597 compared to their original renewal price.


This case highlights the value of independent market access and proactive negotiation. Expert broker support can unlock significant savings while ensuring you maintain the same level of service and cover.

Interested in seeing how much you could save on your fleet insurance? Get in touch for a quote.

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