Rigby Financial
Looking for cover for your shop, office or surgery? Speak to Rigby Financial.
Running a business involves managing a lot of moving parts. When a major problem arises, it can cause serious problems for other areas of the company, leading to potential business interruption and a loss of income.
At Rigby Financial, our dedicated team of insurance brokers is on hand to support you as you seek more information about retail insurance. So, whether you run a physical shop, run your business out of an office, manage a dental or GP surgery, or work in the hospitality industry, we’re happy to discuss your requirements.
What are the benefits of retail insurance?
There are five main benefits to obtaining retail insurance for your UK business. Buying tailored insurance:
- Protects against major financial losses – Retail insurance can cover your business in the event of things like fire, theft, customer injury claims, or staff member accidents. This way, a single incident is less likely to financially damage the business, ensuring you can continue operating without being forced into cuts or closure.
- Supports business continuity – The insurance policy can also cover property damage repairs, replacing equipment and stock damage, and often provides business interruption cover so your business can continue to pay bills while trading is disrupted.
- Provides legal and liability protection – Retail insurance offers product liability insurance and employer’s and public liability insurance, covering legal defence costs and compensation if customers, employees, or third parties make a legal claim against your business.
- Helps meet legal requirements – Retail insurance also includes employers’ liability insurance, which is mandatory for businesses with staff in the UK.
Peace of mind – Retail insurance offers protection that can give you greater confidence to grow your business. All potential risks are identified and managed through a single package that reflects the specific exposures of a retail business.