Motor Trade Insurance

At Rigby Financial, we pride ourselves on offering an excellent range of motor trade insurance policies. Motor trade insurance is one of our key products and it’s fair to say this is an area we know plenty about.

We’ve helped countless businesses over the years, from family-run service and repair workshops to independent car sales companies. We also provide cover for main dealers, vehicle retailers, mechanical repair garages, car bodyshops, recovery operators and tyre dealerships.

The terms of motor trade insurance are not always clear. We try to make matters as simple as possible, so you can understand exactly what’s covered. Our expert team of professional advisers can help find the right cover for you.

Whether you’re looking for car trader’s insurance for the first time, or wish to upgrade or improve your current policy, Rigby Financial will be able to help and advise you every step of the way. There are many things you can do to ensure that the motor trade policy you choose is right for you - so what steps do you need to take to ensure you get the perfect kind of motor trade car insurance for your business?


Your policy premiums and the types of cover you receive will depend on a number of specific matters that are often unique to individual motor trade businesses, so it’s vital to discuss anything and everything relevant with your insurance broker. First and foremost, it’s a very good idea not only to take note of the types of vehicle you usually work with, but also any other makes and models you may be interested in expanding into for future reference, in case there is the opportunity to retain the same policy through any future periods of change instead of having to look into a whole new arrangement. Your insurer may also need to take into account the area in which your premises are situated and the security features that have been applied both to the location and the vehicles you trade in. There are a great many different criteria that go into your policy and affect your premiums, so being as transparent and forthcoming with your insurance broker as possible is definitely worth it.Rigby Motor Trade Insurance Telephone  "Call now for quotation"


Motor Car Fleet Insurance




You may also find it worth your while to review your site and staff’s security and performance standards before you apply for motor trade car insurance, as the better those standards are, the easier to attain - and potentially more affordable - your policy will be.

Our motor trade insurance policies are tailor-made and include a wide range of benefits to suit the needs of yourself and your company, including:

  • Cover for full and part-time traders.
  • Affordable policies for traders with premises.
  • Instant documents, including your Certificate of Motor Insurance.
  • Monthly direct debit.
  • Easy MID access.

We only provide motor trade insurance to legitimate traders, and ensure our policies cover those who need them by performing regular checks to ensure a business is trading within the accepted guidelines.

Key areas covered:

  • Material damage insurance
  • Road-risk cover
  • Defective workmanship insurance
  • Directors’ & officers’ cover
  • Professional & products indemnity insurance
  • Employers’ liability insurance
  • Business interruption cover
  • Offices & premises insurance
  • Demonstration cover
  • Legal expenses cover

For comprehensive motor trader insurance, you need look no further than the experienced team here at Rigby Financial. Our specialists will be sure to work with you towards a trade insurance quote that matches every requirement you may have, no matter what kind of motor vehicles your company might specialize in.

motor trade insurance policies

Rigby Financial is a family owned insurance brokerage and financial advisory company that maintains strong and lasting relationships with our clients and will work hard to understand the risks and the solutions required to protect you and your vehicles through insurance and risk management, so you can rest assured that your motor trade company will be in safe hands.

Whether you are just starting out in the world of motor trading and have begun to explore various policies and types of cover, or you’ve had your company for a number of years and have decided to look for a change of cover, the experts Rigby Financial will ensure that you are able to obtain comprehensive cover and complete, easily manageable protection with a premium that works for you. All you need to do to start the process is to call our experienced team of insurance brokers today on 01744 88607, or use the handy contact form on our website for further information and to see how we can assist and advise you in your search for the perfect insurance cover.

GI Disclosure: Rigby Financial is a trading name of Ralph A Rigby Insurance Services Ltd, which is Authorised & Regulated by the Financial Conduct Authority No. 306240. Registered in England No 5038856