Commercial Motor Fleet Insurance

Motor Fleet Insurance for Business

The use of individual vehicle insurance policies can be expensive and difficult to manage, often with hidden stipulations regarding who can drive certain vehicles. However, motor fleet insurance can provide you with cover for a variety of vehicles and give you flexibility regards who can drive under one easily manageable commercial fleet insurance policy.

So, if you’re looking to insure your commercial vehicle fleet, look no further than our experienced team here at Rigby Financial who will ensure to help you to find a fleet insurance policy that meets your every need, no matter the size or composition of your vehicles.

Not only will our experienced client executives search for the most hunt down the best possible premium. 


 






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Fleet shipping and logistics is a fairly strong and stable industry sector; however, its success is underpinned by the reliability of the vehicle fleet - and that’s why fleet insurance cover is invaluable.

The use of single vehicle insurance policies can be expensive and difficult to manage, often with hidden stipulations regarding who can drive certain vehicles. However, motor fleet insurance can allow you to cover a variety of vehicles and drivers under one easily manageable commercial fleet insurance policy.

So what does motor fleet insurance cover?

First and foremost, it’s important to understand that business fleet insurance does not only apply to a single type of vehicle at any one time. Whether your company works with vans, lorries, courier scooters, cars or any other motorised vehicle, you can get them all covered under one policy. This means that you can get all the paperwork for your fleet done in one go - saving considerable amounts of time - and never have to trawl through your records to find out when the insurance of certain vehicles is due for renewal, as there’ll just be one set of documentation for the whole fleet. In terms of the number of vehicles you can insure, there is a great amount of flexibility. All you need to do is discuss your requirements with a specialist at Rigby Financial, and they will tailor the perfect policy to suit you. For example, if you only have a small number of vehicles, it’s absolutely possible to arrange mini fleet insurance.

The only thing you may need to consider is whether or not all aspects of the vehicles you wish to insure will be covered with a straightforward business fleet insurance policy. For example, if you work with rare, antique, classic or specially modified vehicles, they may require a little extra cover due to their value or specialist features.

In terms of costs, your premiums will differ from policy to policy depending on the type of business you run, the items, goods or passengers you intend to transport, the performance of your policy over time and the number of vehicles you wish to insure as well of the type of security features each vehicle has. You’ll also need to detail the histories of your drivers, as, if they have been legally penalised for any traffic offences in the past, you may find it renders your fleet a little more expensive to insure. For these reasons, investing a bit of time into preparing your fleet is well worth it. By ensuring that all your vehicles’ security systems are up to date and making sure that you are fully informed of your drivers’ histories, you’ll have a little more control over your premiums in the long run. It’s also a very good idea to perform an in-depth investigation into the types of policy that are available, just so that you are not spending money on features that will not be required for your individual case. For example, purchasing a policy specialising in agricultural vehicle insurance means that you won’t receive any of the add-ons you might receive if you ran a taxi firm. You can make sure that you’re getting the best cover available by providing as much detail as possible when discussing your requirements with a Rigby Financial insurance broker.

So, if you’re looking to insure your commercial vehicle fleet, look no further than our experienced team here at Rigby Financial who will ensure to help you to find a fleet insurance policy that meets your every need, no matter the size or composition of your vehicles.

Not only will our experienced client executives search for the most comprehensive level of cover to protect your assets, we’ll also hunt down the best possible premium. For further information, just call our experienced team of insurance brokers today on 01744 88607, or use the handy contact form on our website for further information and to see how we can assist and advise you in your search for the perfect business fleet insurance cover.

GI Disclosure: Rigby Financial is a trading name of Ralph A Rigby Insurance Services Ltd, which is Authorised & Regulated by the Financial Conduct Authority No. 306240. Registered in England No 5038856