Private Car Average No Claims Discounts by Insurer

Average NCB Discounts for Private Motor Insurance

ABC Insurance (LV=)

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	44
Two Years NCD	51
Three Years NCD	54
Four Years NCD	56
Five Years NCD	58
Six Years NCD	59
Seven Years NCD	60
Eight Years NCD	62
Nine (or More) Years NCD	63

Ageas Insurance Limited

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	24
Two Years NCD	32
Three Years NCD	36
Four Years NCD	40
Five Years NCD	45
Six Years NCD	48
Seven Years NCD	52
Eight Years NCD	54
Nine (or More) Years NCD	58

Ageas Insurance Ltd (Optima)

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	26
Two Years NCD	30
Three Years NCD	35
Four Years NCD	50
Five Years NCD	54
Six Years NCD	57
Seven Years NCD	59
Eight Years NCD	60
Nine (or More) Years NCD	61

Allianz Insurance plc

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	33
Two Years NCD	44
Three Years NCD	54
Four Years NCD	63
Five Years NCD	65
Six Years NCD	67
Seven Years NCD	68
Eight Years NCD	69
Nine Years NCD	70
Ten (or More) Years NCD	70

Aviva

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	42
Two Years NCD	45
Three Years NCD	48
Four Years NCD	51
Five (or More) Years NCD	57

AXA Insurance plc

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	13
Two Years NCD	28
Three Years NCD	32
Four Years NCD	35
Five Years NCD	36
Six Years NCD	39
Seven Years NCD	45
Eight Years NCD	49
Nine Years NCD	53
Ten Years NCD	63
Eleven Years NCD	63
Twelve Years NCD	63
Thirteen Years NCD	62
Fourteen Years NCD	61
Fifteen Years NCD	60
Sixteen Years NCD	61
Seventeen Years NCD	62
Eighteen Years NCD	60
Nineteen Years NCD	57
Twenty (or More) Years NCD	57

Broker Direct plc underwritten by Zurich

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	10
Two Years NCD	24
Three Years NCD	25
Four Years NCD	28
Five Years NCD	30
Six Years NCD	43
Seven Years NCD	43
Eight Years NCD	48
Nine (or More) Years NCD	48

Covea Insurance

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	17
Two Years NCD	24
Three Years NCD	30
Four Years NCD	36
Five Years NCD	40
Six Years NCD	44
Seven Years NCD	47
Eight Years NCD	50
Nine (or More) Years NCD	54

ERS

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	8
Two Years NCD	16
Three Years NCD	21
Four Years NCD	30
Five Years NCD	35
Six Years NCD	40
Seven Years NCD	45
Eight Years NCD	45
Nine (or More) Years NCD	45

Highway Insurance (LV=)

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	37
Two Years NCD	45
Three Years NCD	51
Four Years NCD	55
Five Years NCD	56
Six Years NCD	58
Seven Years NCD	59
Eight Years NCD	60
Nine (or More) Years NCD	63

Sabre Insurance Company Ltd

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	16
Two Years NCD	18
Three Years NCD	20
Four Years NCD	22
Five Years NCD	24
Six Years NCD	26
Seven Years NCD	28
Eight Years NCD	31
Nine Years NCD	35
Ten Years NCD	35
Eleven Years NCD	35
Twelve Years NCD	35
Thirteen Years NCD	35
Fourteen Years NCD	36
Fifteen Years NCD	36
Sixteen Years NCD	36
Seventeen Years NCD	36
Eighteen Years (or More) NCD	36

Zurich Insurance plc, Car Solutions and Car Insurance

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	14
Two Years NCD	33
Three Years NCD	41
Four Years NCD	45
Five Years NCD	49
Six Years NCD	51
Seven Years NCD	53
Eight Years NCD	54
Nine (or More) Years NCD	55

Zurich Insurance plc, Car Solutions 2 and Car Insurance

Number of Years No Claims Discount	Average NCD Discount (%) in 2015
One Years NCD	19
Two Years NCD	28
Three Years NCD	40
Four Years NCD	42
Five Years NCD	48
Six Years NCD	49
Seven Years NCD	50
Eight Years NCD	52
Nine (or More) Years NCD	53